The Secrets to Managing Your Money (feat. Simi Mandelbaum)| KOSHER MONEY Episode 4

What’s said in this shiur

The opening of this shiur, in Living Lchaim’s own words — taken from the captions, so names and Hebrew terms may be approximate.

who doesn't get that sinking feeling when the credit card bill shows up many people do and that's why we turn to a certified financial therapist there are only 300 of them in the united states and we found the one from certified financial therapist simi mandelbaum joined us from new jersey and she explained how money management is super important you can't be doing this blindly you have to know where your money's going she gave actionable tips for the listening audience i think you'll like this episode without further ado simi mandelbaum being a jew awesome managing personal finances not so awesome welcome to kosher money welcome to another episode of kosher money i'm your host ellie langer and today we're privileged to have simi mandelbaum from toms river yep welcome great to have you we wanted to just discuss budgeting what is budgeting it sounds scary no one wants to budget is budgeting a scary thing you know it's funny when you ask that word budgeting to me i feel like it's a belt who wants to wear a tight belt so i really don't like to think of it as budgeting i think i like to think of it as management we all like to manage things we like to feel like we're in control and so i don't like that word budgeting so what should we call it management or or money management yeah let's manage our money let's manage

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1. 0:00who doesn't get that sinking feeling when the credit card bill shows up many people do…
2. 4:50now we can get there in numerous ways so it doesn't have to be where we…
3. 9:32issue it's so and we we talked about this with rev enough tele horowitz it's so…
4. 14:54and money that has so much more impact in our life and we're not taught about…
5. 19:41categories uh i also contacted them to ask them if they would allow a certain number…
6. 25:05people have different comfort levels so depending on their comfort level there's mint there's ynab which…
7. 29:52because money and it's real raw sauce has very little intrinsic value it's what we put…
8. 34:39tip of the roof and look all the way down because i'm not scared because there's…
9. 39:57hey you know parents are sending their kids to touro college the kids you know an…
10. 45:15works and brings the money dad works brings the money and money buys things they get…

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