Smart Answers About Mortgages & Home Buying (ft. Evan Tempelman) | KOSHER MONEY Ep 12

What’s said in this shiur

The opening of this shiur, in Living Lchaim’s own words — taken from the captions, so names and Hebrew terms may be approximate.

being a jew awesome managing personal finances not so awesome welcome to kosher money another episode of kosher money going through these things like crazy today we're heading into the big wonderful world of home buying we have with us evan templeman a branch manager at cross-country mortgage which is a mortgage lending company mortgage bankers correct and uh they're based in ohio but you're based here in the five towns that's correct so i look at this episode as an episode where people can share with their friends and family as a way to be exposed to the world of home buying when i bought a home i knew very little about it i called my older brother he told me a little bit but people have a ton of questions and they learn a lot as they're going through the process but our goal here is to try to shed a little bit of light into this murky world i'm sure you know all the ins and outs of this world uh how do you get into this space okay it's an interesting question um i was actually in kylo and yeshiva frackaway and my father-in-law is a real estate appraiser i was already thinking about starting a career he introduced me to a company that he was already doing a lot of business with and really from that first meeting with them we hit it off and i started at that company it was called first financial equities and from there i moved around until i'm finally at my current location which i uh feel most comfortable at how many

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1. 0:02being a jew awesome managing personal finances not so awesome welcome to kosher money another episode…
2. 5:19factors to make things simple until that loan goes under eighty percent you would be paying…
3. 10:34it used to be above 700 was good if you're under 760 you'll probably already have…
4. 15:48of deals and they can tell when the house is you know there's many bids sometimes…
5. 21:36so my customers clients yeah i would say over 90 are going to take the 30-year…
6. 26:50deductible very often your net rate your net interest is in the twos i find it…
7. 32:07two weeks later i'm asking do they accept did they accept they said no no they…
8. 37:54a broker i would say and please name names yeah exactly no but what you know…
9. 43:11rates are lower you're staying in that third a year to take advantage of the lower…
10. 48:24lower it for a few months so don't miss a payment before speaking to them when…

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